• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
TODAY'S RATES
Program
Rate
APR
30 Year Fixed
4.375%
4.500% APR
15 Year Fixed Jumbo
3.750%
3.990% APR
FHA 30 Year Fixed
4.250%
4.500% APR
VA 30 Year Fixed
4.250%
4.500% APR

FHA Mortgages, VA Loans, Conventional in Santa Ana, California

Welcome to the official site of First Option Mortgage. We are a full service mortgage company based in Santa Ana, California. We offer FHA Mortgages, VA Loans, Conventional loans and more. We also serve the surrounding cities in Orange County and Riverside County. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Conventional | Hard Money | Reverse

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | Conventional | Jumbo

What makes First Option Mortgage unique is that we offer the following niche programs as well: Down Payment Assistance and Credit Repair.

Contact First Option Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Latest from the Blog

Recent Articles

Sep
12
2018
The Trick to Winning a Home Bidding War
There's more than one way to win a bidding war. If you find yourself competing with multiple offers on the same house, know that there are others ways to sway favor in your direction other than offering more money. The trick is to make your offer stand-out and to encourage the seller to make an...
Sep
05
2018
"Should I Sell My Current Home Before I Buy A New One?"
You may be wondering if there is a right order to buying and selling a home when you're already a homeowner. For example, would it be better to sell first and then shop for a new home? Or maybe it's best to buy first then sell your current home? This article will help you to understand the...
Aug
29
2018
The Difference Between Mortgage Brokers and Real Estate Agents
Two professionals will quickly become your best friends when you're buying a home: your mortgage broker and real estate agent. How do they differ and how do they work together to help you with your home purchase? How Do Mortgage Brokers and Real Estate Agents Differ? Real estate...
Aug
22
2018
The Easiest Ways to Save Money with Energy Efficiency
Making a budget is a lot easier than actually sticking to it--we know. But when you become a homeowner, it’s even more essential that you make an effort to live within your means. Your house is not only your most significant investment, but it’s also the place you and your...

First Option Mortgage
505 N Tustin Ave Ste 221
Santa Ana, California 92705
Phone: (714) 231-2332
Fax: (714) 464-4755
Will@FirstOptionMTG.com