Required Documents <<  Back to Calculators and Tools Past two (2)years W-2 statements Pay Stubs covering the last (30) thirty days Most recent two months banks statements showing funds to close Copy of the Purchase and Sale Agreement If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord. If divorced… a fully executed divorce decree. For a refinance provide name, address and account number of lien holder(s) A letter of explanation for any known credit problems. For Self Employed borrowers, Employed in sales, Paid by commission, or Owns Rental Real Estate: Two (2)Years signed personal Tax returns- including all schedules. If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet.   We work to get you the best loan possible. Our qualification process is simple and fast! Click here to fill out our easy online loan application!