Fair Lending Policy

First Option Mortgage is an Equal Housing Lender.  We conduct business in accordance to the Federal Fair Housing Act & Equal Credit Opportunity Act.  It is our corporate policy to ensure that in each of our residential real estate finance transactions, no person is discriminated on the basis of their race or color national origin, religion, gender, marital and familal status, handicap or age.

Privacy Policy disclosure on the website

First Option Mortgage does not share non-public borrower information with affiliates or non-affiliates except those entities that are on a "need to know" basic in the normal course of business (i.e. investors, credit bureaus, government agencies, MI Companies, ect).  Click here for First Option's complete Privacy Policy Statement.

Website Security Policy

First Option Mortgage will continue to take necessary steps to ensure the information provided by consumers via this website will remain secure and confidential from unauthorized outside sources.

 

LICENSE & FEDERAL AGENCY INFORMATION

 

Multi-State Federal Agency Information:

Alabama State Banking Department
401 Adams Ave. Suite 680
Telephone: 602.255.4421
Montgomery, AL 36130
James Whitehead, Supervisor, Bureau of loans
(334) 242-3452
Website: www.bank.state.al.us

Arizona Department of Financial Institutions
2910 N. 44th Street Suite 310
Phoenix, AZ 85018
Telephone: 602.255.4421 FAX: 602.381.1225
Postal Address: 2910 N. 44th Street, Suite 310 Phoenix, AZ 85018
http://www.azbanking.com

California Department of Corporations
320 West 4th street Suite 750
Los Angeles, CA 9003-1105
(213) 576-7500
http://www.corp.ca.gov

Colorado Office of the Attorney General
State Services Building 1525 Sherman Fifth floor, D
Denver, CO 80203
(303) 866-4500
Laura E. Udis, Consumer Credit Code Administrator
www.ago.stat.co.us/uccchome.htm

Georgia Department of Banking and Finance
2990 Brandywine Road Suite 200
Atlanta, GA 30341-5565
Homepage: www.ganet.org/dbf/
Mr. Robley S. Rigdon
Deputy Commissioner for Mortgage Affairs
(770) 986-1269

Kansas Office of the State Bank Commissioner

700 S.W Jackson Street, Suite 300

Topeka, KS 66603-3796

(785) 296-2266

Kevin C. Glending, Deputy Commissioner;

Division of Consumer and Mortgage lending

http://www.osbckansas.org/DOCML.html  

Michigan Department of Consumer and Industry Services, office of financial and insurance servicers
P.O. Box 30224
Lansing, MI 48909
(517) 373-3470) (517) 335-0908 (Fax)
Homepage: http://www.michigan.gov/cis

Oregon Department of Consumer and Business Services

Division of Finance and Corporate Securities

350 Winter Street, N.E., Room 410

Salem, OR 97310

H. James Krueger, Manager, Mortgage Lending Program
(503) 378-4140 http://www.cbs.state.or.us/dfcs.

Texas Savings and Loan Department
2601 North Lamar, Suite 201
Austin, TX 78705
(512) 475-1350
http://www.tsld.statetx.us
James L. Pledger, Commissioner

 

State of Utah, Department of Financial Institutions

324 South State Street

P.O. Box 89, Suite 201

Salt Lake City, UT 84110-6800

(801) 538- 8834

Attn: Ken Goddard, Supervisor of Consumer Credit and Mortgage Lending

http://www.dfi.state.ut.us

 

Washington Department of Financial Institutions: Division of Consumer Services
P.O Box 41200, Olympia, WA 98504-1200
www.wa.gov/dfi
Ph: (360) 902-8703 Fax: (360) 664-2258
Mark Thompson, Division Director
(360) 902-8787
mthomson@dfi.wa.gov
Kae McDonnell, Licensing Staff Supervisor
(360) 902-8815
kmcdonnell@dfi.wa.gov

Wyoming Residential Mortgage Lenders are not subject to Licensing in Wyoming and therefore there are no regulators who supervise the activities of first-lien residential mortgage lenders.

State specific disclosures: AZ: Mortgage Broker License Number BKBR-105033 CA: Licensed by   the Department of Corporations under the California Residential Mortgage Lending Act. License 815-0486 GA: Georgia Residential Mortgage Licensee, License Number 16054 KS: Kansas Licensed Mortgage Company, license number 2000-4001-07 TX: A Loan Officer and Broker published this ad. State specific disclosures do not reflect only those states in, which First Option Mortgage conducts or is licensed to do business.

We make no reps or warranties express or implied as to functionality of fitness for particular use

This website is created and maintained in the State of Washington and State of Washington law is the governing law over disclaimers, terms and conditions of website use, and privacy statements unless indicated otherwise.